The Insurance Companies You Should Choose as a High-Risk Drivers.
When you are a high-risk driver it can be a lot of work to find a company that is willing to sell you an auto insurance coverage and even if you find one the rates are likely to be high. You will actually be ignored by some of the companies. If this is something you have been experiencing much of the time you may have been categorized as a high-risk driver. If you were involved in an accident which was deemed as your fault then you will be paying premiums that are thirty percent higher than the other people. This will also happen when the accident left people with bodily injuries. Besides that, a DUI will increase the premiums highly ending up at 150%. When you are a high-risk driver trying to find fairly price car insurance is going to be an extreme sport. Even if some companies may claim to cater to this category, you need to scrutinize them before signing up. Don’t expect all of them to be helpful.
Many of the big insurance companies in the country do not sell the policies to high-risk drivers. However, being in the category should not make you think you are a bad driver. It might have something to do with being newly licensed, your location and also your age. Also, having a bad credit score and owning an exotic vehicle can put you in this category. However, there are companies that can still help you in such a situation. One of the best ones is GEICO auto insurance. This stands for Government Employees Insurance Company. You will be charged relatively fair rates for a bad driver. Many customers have expressed their satisfaction with the services they are getting from the company. 56 percent of its customers have raised complaints. It is the second largest company in auto insurance and it covers more than twenty-four million vehicles.
Federal employees and military members usually enjoy great benefits with this company. It is not just individuals who are doing business with GEICO given that there are over 500 organizations and even associations who have bought auto insurance policies from them. State Farm Insurance is another company that should be on your list. It was founded back in 1922 which means it has been offering the services for more than a century. 27. This rating was calculated from ten thousand reviews. 57% of the respondents said that the services were excellent. Some of the customers have said that it is a great company with reasonable prices and also great for teen drivers.